NOTICE OF TERMS AND CONDITIONS

PLEASE READ THESE TERMS AND CONDITIONS OF USE PRIOR TO USING THIS WEB SITE.

By using this web site, you agree to be bound by the Terms and Conditions below. If you have not already done so, please take some time to familiarize yourself with these provisions. If you do not agree to all of these Terms and Conditions, you should immediately discontinue use of this web site! Also, please note that Medicard Finance Inc. Services Financiers Medicard Inc. ("Medicard") may revise and update these Terms and Conditions from time to time and it is your responsibility to check for such updates. Your continued usage of the Medicard's web site will signify your acceptance to those changes.

THIS WEB SITE DOES NOT PROVIDE MEDICAL ADVICE

The contents of this web site are intended for general purposes only. The information provided by Medicard hereunder is not intended to nor implied to be a substitute for informed medical advice by your physician or other health care professionals. MEDICARD IS NOT PROVIDING ANY MEDICAL ADVICE OR SERVICES, AND YOU SHOULD CONTACT YOUR INDIVIDUAL HEALTH CARE PROFESSIONAL FOR YOUR SPECIFIC MEDICAL CONDITIONS OR QUESTIONS. You should not rely on any information contained, suggested, or referenced in this site in making personal medical decisions.

NO WARRANTIES

Medicard does not does not endorse, recommend or favor the products, supplies or services of any medical practitioner, supplier or manufacturer referred to herein. MEDICARD DISCLAIMS ALL WARRANTIES, REPRESENTATIONS AND CONDITIONS REGARDING THE USE OF THIS WEB SITE OR ITS CONTENTS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, WHETHER EXPRESS OR IMPLIED, OR ARISING FROM A COURSE OF DEALING, USAGE OR TRADE PRACTICE. ALL INFORMATION, STATEMENTS, ANALYSES, INTERPRETATIONS AND OPINIONS CONTAINED IN INFORMATION PROVIDED HEREUNDER OR LINKS ARE PROVIDED ON AN "AS-IS" BASIS, WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND BY MEDICARD, ITS AFFILIATES, OFFICERS, EMPLOYEES, LICENSORS OR BUSINESS PARTNERS, AS TO ACCURACY, COMPLETENESS, USEFULNESS OR OTHERWISE.

DISCLAIMER OF ACCURACY OR AUTHENTICITY OF INFORMATION

Information on this web site is believed to be reliable when posted. However, Medicard makes no warranties that the information contained herein or sites linked to this web site is in every respect accurate or complete and is not responsible for any actions resulting from the use of information contained hereunder. Moreover, Medicard's web site is constantly evolving and the opinions and views contained, suggested, or referenced herein or sites linked to this web site change regularly as new information becomes available. Medicard assumes no obligation to update the information or advise of further developments concerning topics mentioned herein. Information may be changed without further notice.

NO ENDORSEMENT

Referral to an individual physician or health care professional listed in this web site or the inclusion of any subject matter herein does not constitute an endorsement of the services, claims or qualifications of such individual. Medicard recommends that before selecting a health care professional you verify all the qualifications and expertise of any such professional. Medicard does not make any guarantees regarding the expertise of any individual health care professional referred to in this web site and is not responsible for the outcome of any medical treatment.

NO LIABILITY

Medicard is not responsible for any liability for any direct, indirect, special, incidental or consequential damages or any other damages whatsoever and howsoever caused, or alleged to be have been caused, arising out of or in connection with the use of this web site or in reliance on the supplied information or ideas.

ADVERTISEMENTS AND LINKS TO OTHER SITES

This web site may contain links to other sites. Medicard, its directors and officers, cannot be responsible for any information found on linked web sites or their associated links. The links are provided for your convenience and not as an endorsement of their contents. Medicard assumes no responsibility for the content of individual web pages of the other sites. Confirmation of any information provided under such links is strongly recommended.

USER SUBMISSIONS

All communications or content submitted to Medicard via the web site shall be deemed to be the property of Medicard. By submitting such communications or content, you automatically agree that such submission is non-confidential for all purposes. You agree that Medicard shall be free to use, reproduce, modify, publish, edit, distribute and display, for any purpose, any ideas, concepts, know-how or techniques contained in such communications or content. You further covenant that any communications or content submitted to this web site shall not infringe or violate any rights of any person or entity.

INDEMNITY

Medicard, its officers, directors, employees, agents, and its partners, suppliers, affiliates and related companies, shall be indemnified and saved harmless against all liability and damages including special, consequential or punitive damages arising out of claims arising from the use or distribution of information originating on this web site or sites linked to this web site.

COMPUTER VIRUSES

While every effort is made to ensure that all information provided on this web site does not contain computer viruses, Medicard does not guarantee that this web site is free of viruses or other harmful components.

TRADEMARKS

Certain words, phrases, designs or logos, icons and other names identifying products and services on this web site may constitute trademarks of Medicard or others. The display of any such marks or names on this web site does not imply that a licence has been granted by Medicard or others.

COPYRIGHT

All information contained within this web site is the copyrighted property of Medicard or of the parties furnishing such materials to Medicard and is protected by copyright, trademark and other intellectual property laws. Reproduction, redistribution or modification of the information for any purpose is prohibited without the express written permission of Medicard. The information found herein may not be duplicated or redistributed in any form without the prior written permission of Medicard. All rights not expressly granted herein are reserved to Medicard and its licensors.

CHOICE OF LAW

The provincial laws of the Province of British Columbia and the federal laws of Canada that apply in British Columbia shall govern the interpretation, validity and effect of this agreement notwithstanding any conflict of laws principles. Users of this web site hereby consent and submit to the non-exclusive jurisdiction of the courts of the Province of British Columbia in any complaint, demand, action or proceeding instituted under or related to this agreement involving Medicard or its affiliates, subsidiaries, employees, contractors, officers, directors, content providers, and telecommunication providers.