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1. What types of procedures does Medicard cover?

2. Does it cost me anything to apply for financing or seek approval?

3. Can I repay before the end of the term?

4. How soon can I get approval for financing?

5. Can I borrow a portion of the amount of the procedure?

6. Do I have to put down a deposit to borrow?

7. What if the doctor I am seeking treatment from is not registered with Medicard?

8. What if I have not chosen a doctor or medical service provider, can I get pre-approved for financing?

9. Can I have more than one line of credit with Medicard?

10. How long is the term of the line of credit?

11. If I do not have credit history can I apply with a co-signer?



1. What types of procedures does Medicard cover?
Any medical, dental, veterinary, or related procedure or item (i.e.: prosthesis).

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2. Does it cost me anything to apply for financing or seek approval?
No. You can apply for financing or seek approval - there is no cost.

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3. Can I repay before the end of the term?
Yes, there is no penalty for repayment. You can repay at any time.

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4. How soon can I get approval for financing?
You can obtain approval for financing almost immediately. Many approvals are given while the patient is still at the doctor's office.

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5. Can I borrow a portion of the amount of the procedure?
Yes, Medicard will pay directly to your medical service provider whatever portion you would like to borrow, be it the total cost of the procedure or a portion.

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6. Do I have to put down a deposit to borrow?
No. That is up to you if you would like to pay your medical service provider a deposit. Medicard will finance the total cost of the procedure including your deposit.

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7. What if the doctor I am seeking treatment from is not registered with MEDICARD?
Simply inform Medicard. Medicard will contact your doctor to inform them of our services and provide him/her with the option to register with us.

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8. What if I have not chosen a doctor or medical service provider, can I get pre-approved for financing?
Yes, Medicard will pre-approve your financing before you have chosen a medical service provider.

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9. Can I have more than one line of credit with Medicard?
Yes. Each line of credit financed must go through the same application process to determine the ability to repay.

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10. How long may I finance the procedure?
The term can range from 6 months, 1 year, 2 years, 3 years, 4 years, and 5 years.

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11. If I do not have credit history can I apply with a co-signer?
Yes, you can have a co-signer whose credit history would achieve an approval and would be willing to assume liability.

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